If you are a taxi driver or an owner of a Taxi firm, one of your key priorities will be to arrange the best type of insurance to suit your needs and protect you against all eventualities. There are a number of aspects of cover that you should consider when looking for the best deal, as taxi insurance is less straight forward than your standard motor insurance policy.
You will need to consider:
These are in addition to the usual level of cover that you would require for motor insurance, such as:
In addition to making sure that you are fully protected should a potentially costly event occur, you will want to make sure that your policy is good value for money. Often on price comparison sites you will find seemingly cheap deals that actually turn out very costly in the long run. So for example, you find one with a cheap annual premium but when it comes to make a claim, the excess is enormous.
Another common scenario is where someone takes a policy out without reading the full details of what is actually covered and you may find out that there is a gaping hole in the cover that you have just bought. There may be no legal fee cover or personal effects cover (for items in the vehicle that may be stolen or damaged).
Given the nature of your business, the stakes can be very high when it comes to arranging the right level of cover. Not only could you be heavily financially impacted if there is a personal injury or damage to property, you may also suffer from reputational damage if you are not able to protect your customers. Obviously this is a situation that you will want to completely avoid, so it is vital that you look to a trusted insurer to cover you.
The panel of specialist taxi insurers and can discuss your personal requirements to help you to find the most suitable insurer at the right price. Don’t take unnecessary risks with your taxi business by turning to the roulette wheel of comparison sites, as you may live to regret that gamble. We have many years of experience in arranging taxi insurance and finding great deals that are tailored to individual insurance requirements.
Another benefit of speaking to specialist insurers is that it will save you plenty of time that you may have spent trawling around different insurance sites and means you won’t have to analyse pages and pages of small print to check exactly what is and isn’t covered.